body { background: #F2F0EA; font-size: .9em; color: #361D04; font-family: Arial, Verdana, Sans-Serif }
div#all { background: url(/images/l_bg.gif) repeat-y left; width: 956px; margin: 0 auto }
div#l { float: left; width: 225px }
div#r { float: left; width: 731px }
div#b { background: #F2F0EA; clear: both; padding: 20px 40px; font-family: Times New Roman, Serif; font-size: 80% }
div#hd { text-align: right; padding-right: 7px }
div#mn { background: url(/images/mn/bg.gif) repeat-x top; width: 731px; height: 72px }
div#mn ul { margin: 0; padding: 0 8px 0 23px }
div#mn ul li { list-style: none; display: block; float: left; margin: 0; padding: 0 12px; height: 72px }
li.dn { background: url(/images/mn/dn.gif) no-repeat bottom }
div#bd { background: #E9E6DA; padding: 30px; min-height: 375px }
div#ft { background: #CFC9B3; padding: 20px 30px }
/* text, links */
h1 { font-family: Times New Roman, Serif; margin-top: 0 }
h2 { font-family: Times New Roman, Serif; margin-top: 0 ; font-size: 130%; font-weight: normal }
p { line-height: 125% }
a { color: #681000 }

/* misc */
a img, div#ft img { border: 0 }
div#content-left { float: left; border-right: 2px solid #C7C0B2; margin-right: 30px; padding-right: 30px; width: 65% }
div#content-right { float: left; text-align: center } 
div#apply-l { float: left; width: 45%; margin-right: 5% }
div#apply-r { float: left; width: 45% }
.clear { clear: both }
.bt { background: #A71C20; border: 1px solid  #681000; color: #fff; text-decoration: none; padding: 3px }
input.bt { padding: 0 }